• Leave a lasting legacy to be remembered
• Lessen the burden of taxes on your family
• Receive estate tax savings

1. Specific Gift: Naming the Mansfield University Mountaineer Foundation as a beneficiary of a specific amount from your estate.
   I give and bequeath to The Mansfield University Mountaineer Foundation (Tax ID #99-2616512), located in Mansfield, PA, the sum of $___________ (or asset) to be used for its general support (or for the support of a specific fund or program).
   OR
   I give and bequeath to The Mansfield University Mountaineer Foundation (Tax ID #99-2616512), located in Mansfield, PA, ___________%, currently estimated at $______________ (or asset) to be used for its general support (or for the support of a specific fund or program).
2. Residual Gift: A residual bequest comes to us after your estate expenses and specific bequests are paid.
   I give and bequeath to The Mansfield University Mountaineer Foundation (Tax ID #99-2616512), located in Mansfield, PA, all (or state a percentage) of the rest, residue, and remainder of my estate, both real and personal, to be used for its general support (or for the support of a specific fund or program).
3. Contingent Gift: The Mansfield University Mountaineer Foundation can be named as a contingent beneficiary in your will or trust if one or more of your specific bequests or other conditions cannot be fulfilled.
   If (insert name) is not living at the time of my demise (or, if other conditions are met), I give and bequeath to The Mansfield University Mountaineer Foundation (Tax ID #99-2616512), located in Mansfield, PA, the sum of $_______ (or all or a percentage of the residue of my estate) to be used for its general support (or for the support of a specific fund or program).

You may be looking for a way to make a big difference to help further our mission. If you are 70½ or older, you may also be interested in a way to lower the income and taxes from your IRA withdrawals. An IRA charitable rollover is a way you can help continue our work and benefit this year.

• Avoid taxes on transfers of up to $111,000 from your IRA to our organization
• May satisfy your required minimum distribution (RMD) for the year
• Reduce your taxable income, even if you do not itemize deductions
• Make a gift that is not subject to the deduction limits on charitable gifts
• Help further the work and mission of our organization

1. Contact your IRA plan administrator to make a gift from your IRA to us
2. Your IRA funds will be directly transferred to our organization to help continue our important work
3. Please contact us if you wish for your gift to be used for a specific purpose

Donating part or all of your unused retirement assets, such as your IRA, 401(k), 403(b), pension, or other tax-deferred plan, is an excellent way to make a gift to The Mansfield University Mountaineer Foundation, Inc..

If you are like most people, you probably will not use all of your retirement assets during your lifetime. You can make a gift of your unused retirement assets to help further our mission.

• Simplify your planning
• Support the causes that you care about
• Continue to use your account as long as you need to
• Heirs can instead receive tax-advantaged assets from the estate
• Receive potential estate tax savings from an estate tax deduction

To leave your retirement assets to The Mansfield University Mountaineer Foundation, Inc., you will need to complete a beneficiary designation form provided by your retirement plan custodian. If you designate The Mansfield University Mountaineer Foundation, Inc. as beneficiary, we will benefit from the full value of your gift because your retirement assets will not be taxed at your death. Your estate will benefit from an estate tax charitable deduction for the gift.

Did you know that 40%-60% of your retirement assets may be taxed if you leave them to your heirs at your death? Another option is to leave your heirs assets that receive a step up in basis, such as real estate and stock, and give the retirement assets to The Mansfield University Mountaineer Foundation, Inc.. As a charity, we are not taxed upon receiving an IRA or other retirement plan assets.

You may be looking for a way to receive fixed income for life or a number of years. You may be concerned about the high cost of capital gains tax with the sale of an appreciated asset. Perhaps you recently sold property and are looking for a way to save on taxes and plan for retirement. A charitable remainder annuity trust may offer the solutions you need.

• Receive fixed income for life or a term of up to 20 years
• Avoid capital gains tax on the sale of your appreciated assets
• Receive an immediate charitable income tax deduction for the charitable remainder portion of your gift to The Mansfield Mountaineer Foundation, Inc.

To leave your retirement assets to The Mansfield University Mountaineer Foundation, Inc., you will need to complete a beneficiary designation form provided by your retirement plan custodian. If you designate The Mansfield University Mountaineer Foundation, Inc. as beneficiary, we will benefit from the full value of your gift because your retirement assets will not be taxed at your death. Your estate will benefit from an estate tax charitable deduction for the gift.

Did you know that 40%-60% of your retirement assets may be taxed if you leave them to your heirs at your death? Another option is to leave your heirs assets that receive a step up in basis, such as real estate and stock, and give the retirement assets to The Mansfield University Mountaineer Foundation, Inc.. As a charity, we are not taxed upon receiving an IRA or other retirement plan assets.

If you are looking for a way to pass on some of your assets to your family while reducing or eliminating gift or estate taxes, a charitable lead trust is an excellent option.

• Receive a gift or estate tax charitable deduction
• Pass inheritance on to family at a reduced or zero cost
• Establish a vehicle from which you can make annual gifts to charity

1. You make a contribution of your property to fund a trust that pays The Mansfield University Foundation, Inc. income for a number of years.
2. You receive a gift or estate tax deduction at the time of your gift.
3. After a period of time, your family receives the trust assets plus any additional growth in value.

Zero Tax Plan - It is even possible to set up a lead trust that will allow you to transfer assets to your family with zero transfer taxes. The IRS assumes that a lead trust is only earning at the current low federal rate. If the actual investments of the trust produce a higher return than the payments made to The Mansfield University Foundation, Inc. over the term of the trust, then the full value of the trust may be transferred to family with zero gift tax.

FLP/Lead Trust Plan - To discount your gift to family even more, you may consider first transferring your real estate or other assets into a family limited partnership (FLP), which will fund your lead trust. The combination of the FLP, the lead trust and a gift exemption can permit the lead trust to pay income to us for a number of years and potentially transfer substantial assets tax-free to your family.

Increasing Payment Lead Trust - With increased volatility in the stock market, you may also want to consider creating a lead trust that makes fixed payments of increasing amounts to us over time. Because the payments to us are fixed, your family ultimately benefits from any growth in the trust. Low payouts in early years allow the trust to grow, thus allowing protection should the economy produce below-average returns in the future.

Grantor Lead Trust - A grantor lead trust permits you to transfer your cash or assets to a trust that will make gifts to charity for a number of years. At the end of the trust term, you receive the assets back from the trust.